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The Two Barbers — Payment Security | PCI DSS Level 1 · 3D Secure

Security

Payment Security

Premium security for every card payment. Certifications, technology and transparency — your trust is non-negotiable.

PCI DSS Level 1

Card processing through Viva.com — the highest tier of certification

3D Secure / PSD2

Strong Customer Authentication compliant with European regulation

TLS Encryption

State-of-the-art encryption on every transaction

A licensed credit institution, guaranteed reliability.

 

Credit institution licensed by the Bank of Greece

For all payments by credit, debit or prepaid card, thetwobarbers.com partners exclusively with Viva.com (formerly Viva Wallet) — part of Vivabank SA, a credit institution licensed and supervised by the Bank of Greece.

Viva.com processes every transaction through its own secure Smart Checkout infrastructure. Your card details never pass through our servers and are not stored in any database we control.

Vivabank SA — Credit Institution Banking license from the Bank of Greece, fully compliant with the EU PSD2 Directive and passported across 24 EEA countries. PCI DSS Level 1 Service Provider · Principal Member of Visa & Mastercard

Multiple layers of security.

 

Viva.com applies strict security policies certified at PCI DSS Level 1 — the highest tier of certification for payment service providers (Service Provider, Level 1).

01

TLS Encryption

State-of-the-art encryption for every data transfer — protected in transit and at rest in the cloud

02

HTTPS Connections

All payment pages operate exclusively over secure HTTPS connections

03

AI Risk Management

AI-powered risk analysis and automated detection of malicious patterns, operating 24/7

04

Anti-Fraud Systems

Multi-layer protection against fraud, chargebacks and malicious activity

Detailed technical information: Viva.com Security & Technology

3D Secure — an extra layer of protection.

 

Since January 2021, in accordance with the European Directive PSD2 (Payment Services Directive 2) and Greek Law 4537/2018, Strong Customer Authentication (SCA) applies to all electronic card transactions.

In practice, this means that for every purchase your bank will request verification via:

  • SMS or notification through your bank's mobile app
  • A one-time password (OTP)
  • Biometric authentication (fingerprint or face ID where supported)
  • A combination of the above for particularly sensitive transactions

This means that even if your card details were intercepted, no transaction can be completed without your real-time confirmation.

Full information before you buy.

 

What you might be wondering.

 
Which cards are accepted?

Credit, debit and prepaid cards from major brands — Visa, Mastercard, Maestro and others where supported. Processing is handled through Viva.com Smart Checkout.

Are payments through Viva.com secure?

Yes. Viva.com (part of Vivabank SA, a credit institution supervised by the Bank of Greece) is certified as a PCI DSS Level 1 Service Provider — the highest tier in the industry. Every transaction is protected with state-of-the-art encryption and mandatory 3D Secure.

Are my card details stored?

No. We do not store card numbers, expiry dates or CVV on our servers. Processing is handled exclusively by Viva.com Smart Checkout in its own secure environment.

What is 3D Secure and why is it required?

It's an additional authentication protocol your bank requests for every electronic card transaction — mandatory since January 2021 under the European PSD2 Directive. Typically a code via SMS or confirmation through your bank's app.

How are refunds processed?

To the same card used for the original purchase (typically 5-10 business days, depending on your bank). Funds are never sent to a different card from the original transaction — this is an additional protection for you.

64 Eleftheriou Venizelou Street, Larissa · near the Ancient Theatre

info@thetwobarbers.com · +30 2410 254 808

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